Fair Isaac and Company, commonly known as FICO, is a leading analytics software company that specializes in providing innovative solutions for decision management, credit scoring, and risk assessment. The company develops advanced technologies that utilize data analytics and machine learning to help businesses across various sectors, including finance, insurance, and healthcare, make informed decisions that enhance operational efficiency and improve customer relationships. FICO's products and services facilitate risk evaluation, fraud detection, and customer engagement, empowering organizations to optimize their performance and navigate complex market dynamics. Through its commitment to innovation and excellence, FICO plays a pivotal role in transforming how businesses leverage data to achieve strategic objectives. Read More
The landscape of American real estate is undergoing its most significant regulatory transformation in decades. As of January 2, 2026, the full implementation of the White House’s new assessment methods for government-backed mortgage loans has officially moved from pilot programs to the industry standard. This shift, spearheaded by the
As of January 2, 2026, the American mortgage landscape has entered a new era, following a tumultuous year of regulatory upheaval that saw the long-standing monopoly of Fair Isaac Corp (NYSE: FICO) effectively dismantled. A series of aggressive moves by the Federal Housing Finance Agency (FHFA), backed by a White
As of January 1, 2026, the United States consumer finance sector stands at a pivotal crossroads, caught between a cooling macroeconomic climate and a regulatory landscape undergoing a massive "recalibration." Following a cycle of interest rate adjustments and a landmark shift in how consumer data is handled, the industry is
As of January 1, 2026, the American mortgage landscape has officially moved beyond the "Classic FICO" era, marking the completion of a multi-year regulatory overhaul designed to modernize how creditworthiness is measured. The Federal Housing Finance Agency (FHFA) has fully implemented its mandate requiring lenders to transition to FICO Score
In a historic shift for the American financial infrastructure, the "Big Three" credit bureaus—Equifax (NYSE: EFX), TransUnion (NYSE: TRU), and Experian (LSE: EXPN)—have seen their market valuations crater following a series of aggressive regulatory moves by the White House and the Federal Housing Finance Agency (FHFA). The recent
Credit scoring and analytics company FICO (NYSE:FICO) met Wall Streets revenue expectations in Q3 CY2025, with sales up 13.6% year on year to $515.8 million. On the other hand, the company’s full-year revenue guidance of $2.35 billion at the midpoint came in 1.9% below analysts’ estimates. Its non-GAAP profit of $7.74 per share was 5.2% above analysts’ consensus estimates.
Global analytics software leader FICO (NYSE: FICO) today announced the addition of two new participants to the FICO® Mortgage Direct License Program through strategic partnerships with Cotality and Ascend Companies, the parent of Advantage Credit, Inc. and Partners Credit & Verification Solutions. These agreements accelerate momentum behind more transparent and efficient options for delivering FICO® Scores to the mortgage industry.
As 2025 draws to a close, the financial markets are once again abuzz with the topic of stock splits. This corporate maneuver, which sees a company divide its existing shares into multiple new shares, has re-emerged as a popular strategy for high-flying companies looking to make their stock more accessible
The Federal Reserve is at a critical juncture, with strong indications from its recent meeting around December 10, 2025, suggesting a potential third interest rate cut for the year. This move, widely anticipated by financial markets, aims to support economic activity amidst a cooling labor market, bringing the federal funds
Global analytics software leader FICO (NYSE: FICO) today announced a strategic partnership with Plaid, a leading financial data network, to deliver the next generation of the cash flow UltraFICO® Score. This innovative solution will combine the proven reliability of the FICO Score, used by 90% of top US lenders, with real time cash-flow data from Plaid to provide lenders with a single, enhanced credit score that delivers superior consumer risk assessment without operational complexity.
Let's have a look at what is happening on the US markets in the middle of the day on Tuesday. Below you can find the top S&P500 gainers and losers in today's session.
After a brief and cautious rebound on Wednesday, risk-off sentiment returned sharply on Thursday, with AI-linked stocks leading a broad selloff across Wall Street and renewed pressure hitting crypto markets.
