Equifax (EFX)

The landscape of American real estate is undergoing its most significant regulatory transformation in decades. As of January 2, 2026, the full implementation of the White House’s new assessment methods for government-backed mortgage loans has officially moved from pilot programs to the industry standard. This shift, spearheaded by the

As of January 2, 2026, the American mortgage landscape has entered a new era, following a tumultuous year of regulatory upheaval that saw the long-standing monopoly of Fair Isaac Corp (NYSE: FICO) effectively dismantled. A series of aggressive moves by the Federal Housing Finance Agency (FHFA), backed by a White

Wall Street has set ambitious price targets for the stocks in this article. While this suggests attractive upside potential, it’s important to remain skeptical because analysts face institutional pressures that can sometimes lead to overly optimistic forecasts.

As of January 1, 2026, the American mortgage landscape has officially moved beyond the "Classic FICO" era, marking the completion of a multi-year regulatory overhaul designed to modernize how creditworthiness is measured. The Federal Housing Finance Agency (FHFA) has fully implemented its mandate requiring lenders to transition to FICO Score

In a historic shift for the American financial infrastructure, the "Big Three" credit bureaus—Equifax (NYSE: EFX), TransUnion (NYSE: TRU), and Experian (LSE: EXPN)—have seen their market valuations crater following a series of aggressive regulatory moves by the White House and the Federal Housing Finance Agency (FHFA). The recent

As the financial world rings in the new year, a significant shift in the credit services landscape has become impossible to ignore. Throughout the final months of 2025, institutional investors—the "smart money" of Wall Street—embarked on a massive accumulation phase of TransUnion (NYSE:TRU) stock. This surge in

Coupang, Inc. (NYSE: CPNG) saw its stock price skyrocket on Friday, December 26, 2025, as investors breathed a collective sigh of relief following the company's definitive update on a recent cybersecurity incident. The South Korean e-commerce giant’s shares jumped as much as 10.88% in intraday trading, reclaiming a

As the craze of earnings season draws to a close, here’s a look back at some of the most exciting (and some less so) results from Q3. Today, we are looking at data & business process services stocks, starting with Equifax (NYSE:EFX).

In a dramatic legal escalation that threatens to redefine the boundaries of executive power, a coalition of 21 Democratic-led states and the District of Columbia filed a lawsuit on December 22, 2025, to prevent the total operational shutdown of the Consumer Financial Protection Bureau (CFPB). The lawsuit, filed in the

While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies - as Jeff Bezos said, "Your margin is my opportunity".

The Federal Reserve is at a critical juncture, with strong indications from its recent meeting around December 10, 2025, suggesting a potential third interest rate cut for the year. This move, widely anticipated by financial markets, aims to support economic activity amidst a cooling labor market, bringing the federal funds

There's no point in life when your credit score stops mattering.

Equifax has notably underperformed other industrial stocks over the past year, yet analysts remain moderately bullish on the stock’s prospects.

Generating cash is essential for any business, but not all cash-rich companies are great investments. Some produce plenty of cash but fail to allocate it effectively, leading to missed opportunities.

Mid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations. However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.

As December 2025 approaches, financial markets are grappling with a rollercoaster of expectations surrounding a potential interest rate cut by the Federal Reserve. Investor confidence, while showing periods of significant optimism, remains sharply divided, reflecting the complex economic landscape and the divergent views among central bank policymakers. The prospect of

A number of stocks jumped in the afternoon session after comments from a key Federal Reserve official hinted at a potential interest rate cut in December. 

Equifax has considerably underperformed the broader market over the past year, but analysts are moderately optimistic about the stock’s prospects.

Earnings results often indicate what direction a company will take in the months ahead. With Q3 behind us, let’s have a look at TransUnion (NYSE:TRU) and its peers.

The Consumer Financial Protection Bureau (CFPB), a linchpin of American consumer financial safeguards, finds itself embroiled in a profound legal and political battle over its unique funding mechanism. While a landmark Supreme Court decision in May 2024 affirmed the constitutionality of the CFPB's funding directly from the Federal Reserve, subsequent

Washington D.C. – November 6, 2025 – The financial landscape of the United States is at a critical juncture as U.S. household debt has surged to a record-shattering $18.59 trillion in the third quarter of 2025. This unprecedented level, driven by substantial increases in mortgage, credit card, student, and

Business services providers use their specialized expertise to help enterprises streamline operations and cut costs. But increasing competition from AI-driven upstarts has tempered enthusiasm, limiting the industry’s gains to 19.5% over the past six months. This return lagged the S&P 500’s 21.3% climb.

The S&P 500 (^GSPC) is often seen as a benchmark for strong businesses, but that doesn’t mean every stock is worth owning. Some companies face significant challenges, whether it’s stagnating growth, heavy debt, or disruptive new competitors.